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How to Apply Correctly for Social Security Disability

| Jon Montagna |

Apply for Disability and SSI the right way.

Social Security disability benefits can be a lifesaver. After experiencing the trauma of a serious medical diagnosis or life-altering accident that forces you out of the workplace, regular income can provide peace of mind. However, applying for government benefits can be intimidating. Read on to find out how to apply for Social Security Disability the right way.

When to Apply

Start the Social Security disability benefits application process as quickly as possible. There is a six-month waiting period before you can receive benefits, starting during the first full month after the Social Security Administration determines your disability began. SSI applicants receive benefits in the first full month after your filing date or the date of your eligibility determination. The application processing period is three to five months long.

Apply for Benefits Online

Read and print the Adult Disability Application Checklist; you must be at least 18 years old and not currently receiving benefits under your name to apply. Gather all info needed from the list, then fill out the online application and the Medical Release Form.

Other Ways to Apply for Social Security Disability

You can make an appointment to complete your application by phone or in person by calling 1-800-772-1213. You will need the same information from the Application Checklist above before calling the toll-free number; find your nearest SSA office here.

If you’re deaf or otherwise hearing-impaired, please call the toll-free TTY line at 1-800-325-0778. This number is available from 7:00 am to 7:00 pm, Monday through Friday.

More SSA Disability Resources

The Social Security Administration has created an online Disability Planner to help you throughout the application process. For additional guidance, reference the department’s Disability Benefits Publication. These resources include eligibility guidelines, information about receiving benefits, your next steps after being approved, and other essential guidance.

Whether you’ve been severely injured in an accident or have received a medical diagnosis of a long-term or life-threatening health condition, you’re probably concerned about how you’ll survive without steady income from a job. Social Security Disability and SSI are designed to help you and your family live as comfortably as possible with help from the SSA. Follow our suggestions and use our additional resources to stay informed throughout the application process. Need more help? Contact the law firm of Montagna Klein Camden, LLP. Our helpful, compassionate staff will provide the answers you need to start receiving benefits.


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